What is difference between top up and super top up?

What is super Topup?

Super Top Up policy is a Family Floater Policy which offers you coverage of Mediclaim above your chosen deductible limit along with extra ordinary features. It offers you financial relaxation in the event when your hospitalisation claim bill crosses your sum insured under any other Mediclaim policy.

How does super top up plan work?

A super top-up plan covers the total of all hospitalization bills once the deductible is paid. In other words, when the total admissible claims surpass the deductible limit, this plan becomes active for subsequent claims. The deductible is applied to the total admissible claims in one year.

When should you go for a super top up health insurance policy?

In this case, his top-up/super top-up plan will come into force only if the bill is over and above Rs 3 lakhs. If the bill is under Rs 3 lakh, i.e. below deductible, no benefit will be paid through the top-up/super top-up plan.

Which super top up is best?

Super Top-up health Insurance plans in 2021

Super Top-up Plan Entry age
Aditya Birla Activ Assure + Super Health Top-up 5-65 years View Plan
Bajaj Allianz Extra Care Plus 91days-80 years View Plan
Care Enhance Super Top-up Health Plan 18years & above View Plan
Chola MS Super Top-up Plan 3-70 years View Plan
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What is the difference between top up and special recharge?

It can be refilled once the existing top up account replenishes. On the other hand, special recharge is the special type of prepaid offers that are limited for certain period of time and gets replenished at the precise duration whether used or unused.

Which medical policy is best?

Best Health Insurance Plans in India

Health Insurance Plans Entry Age (Min-Max) Network Hospitals
Royal Sundaram Lifeline Supreme Health Plan 18 years & above 5000+
SBI Arogya Premier Policy 3 months – 65 years 6000+
Star Family Health Optima Plan 18-65 years 9900+
Tata AIG MediCare Plan 4000+

What is deductible amount in super top up?

✓ What do you mean by deductible in a super top-up health insurance? A deductible is the amount you or your primary insurer has to pay before your super top-up insurance can pay for you. So, for example if you’ve chosen a top-up or super top-up plan of Rs 2 lakhs as your deductible, and Rs 20 lakhs as your Sum Insured.

Is super top up cashless?

Yes, Cashless can be applied through hospital.

What is a top up plan in mobile recharge?

Key Difference: Top-up is a way to replenish a prepaid mobile account without extending the validity period, whereas recharge is a way to replenish a prepaid mobile account with the extension of validity period.

What is the benefit of a top up plan in health insurance?

To expand the sum insured or total cover value, health insurance companies have started offering top ups to support the base policy. Top up for health insurance plans, are clearly designed with an idea to give you additional cover in case your existing policy gets exhausted or proves insufficient for medical treatment.

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What is Topup premium?

Definition: A top-up premium is something that a policyholder can invest into his ULIP over and above his existing premium payment. … Top up in a ULIP can be done anytime during the life of the policy until the total of top-up premiums does not exceed a specific percentage of the total premium paid.